1: there is, but at this point its pretty niche and scattered. Lots of its hush-hush due to like you said potential security/insurance concerns. Mostly used for cracking and getting system/diagnostics readouts and error codes, Fob cloning, etc. without forking out cash to do so through the so called “proper channels”.
2: not that I’ve seen, and from they software they do use it seems mainly in house additions.
Though im not super into the scene, and i see it growing rapidly over the next few years seeing manufacturers keep doing some scummy shit to lock down their products.
Edit: fat fingered post before i finished typing it out oops.
Unfortunately a lot of consumers don’t understand this. Even if they use “pro” apps daily. These same people will fall for Apples marketing tricks here regardless.