I think we would all hoard data if it was cheap.
Today I had to suggest cloud storage. That’s the cheapest and easiest to maintain.
There is optical storage solutions that is adequate for most consumers and even LTO tapes it is fast enough, can be produced cheaply but the drives are advertised to businesses and sold with that business premium cost.
This bugs me. Also the fear of being deported soon
Build an Unraid server out of any cheap hardware you have. Toss in any assortment of HDs you have lying around of any size. Very efficient, safe and easy to upgrade. Best computer purchase I’ve made since 2016 and I own two of them now.