I wouldn’t assume stupid is by design. Malice intent can be professional at hiding in plain sight. Just because its the easiest route doesn’t mean it can’t also be intended for shady reasons. Kind of like how designers forget how to add wheelchair paths for Libraries.
The problem is that it isn’t an intentional design decision. It just happens to be the easiest way to add a “cost” to sign-up.
I wouldn’t assume stupid is by design. Malice intent can be professional at hiding in plain sight. Just because its the easiest route doesn’t mean it can’t also be intended for shady reasons. Kind of like how designers forget how to add wheelchair paths for Libraries.