This is followed by a collapsing market that creates a dip in share prices or private valuation

I am not a billionaire, just an average joe lucky to be able to borrow a few thousand from my Roth 401k in order to buy oil stocks in March 2020 at 90% off.

I earned between 15x and 20x what I invested and paid off my student loans when the market recovered.

It’s not just for the billionaires, but you’re right, all of this is intentional and the wealthiest will profit the most.