I used to only use a debit card for my entire life, but about 6 or 8 years ago, I started to rely on my CostCo credit card. With my executive Citi Costco membership, I got about $700 cash rewards for 2025.
It takes off the fiscal sting, but I always worry about my balance bouncing.
The problem is, businesses now add credit cards into the cost of items. So if you don’t get visa/mc points, you’re losing money.
I used to only use a debit card for my entire life, but about 6 or 8 years ago, I started to rely on my CostCo credit card. With my executive Citi Costco membership, I got about $700 cash rewards for 2025.
It takes off the fiscal sting, but I always worry about my balance bouncing.